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Fixed-rate savings working for
your future... sensibly

Our sensible savings accounts offer a convenient and
straightforward way to gain the most from your hard earned money.

1, 2 and 3 Year Fixed Rate Bonds

Choose from 1, 2 or 3 year terms

You have the choice of opening a 1, 2 or 3 Year UK Sterling based savings account. Minimum deposits from £5,000 to a maximum of £500,000, however you may open as many bonds as you require. You can apply either through our online service or via our postal application service.

5.00%

Gross/AER

1 Year Fixed Rate Bond

4.90%

Gross/AER

2 Year Fixed Rate Bond

4.60%

Gross/AER

3 Year Fixed Rate Bond

Why choose our Savings Bond?

/ Support team based in the UK

We have a dedicated UK based customer support team on hand for any queries you have during your savings journey with us. We place great importance on building a long-lasting relationship with you.

/ Sensible Approach to Saving

We understand that you have worked hard to build up your savings and you want your money to work for you as best it can. With Sensible Savings we offer a convenient and straightforward way to gain the most from your hard earned money you can choose from our range of fixed-rate bonds.

/ Simple and fast application process

With just three simple steps to apply, you can use our online application form to open your single or joint account in less than 10 minutes. Alternatively, if you prefer, you can apply by post by downloading this application form.

/ Your government-backed guarantee

We are authorised and regulated by the UK’s Prudential
Regulation Authority and Financial Conduct Authority
(PRA and FCA). All investments up to £85,000
(£170,000 for joint accounts) are guaranteed
by the FSCS UK deposit guarantee scheme.
Please click here for further information
or visit www.fscs.org.uk.

/ Your benefits

Simple, secure, online application form or postal application if you prefer.
Quick approval process.
Our best rates for your hard-earned money.
No confusing offers – just fixed returns.
Save from £5,000 to £500,000.
No hidden charges.

How it works

Just three simple steps…

Apply online

Complete your online or postal application.

Fund your account

You have 10 days to fund your account with up to £500,000 per bond.

Sit back and relax!

Relax in the knowledge that your funds are earning interest.