Fixed Rate savings working for your future… sensibly

Our sensible savings accounts offer a convenient and straightforward way to gain the most from your hard earned money.

Choose from 1, 2 or 3 year terms

You have the choice of opening a 1, 2 or 3 Year UK Sterling based savings account. Minimum deposits from £5,000 to a maximum of £500,000, however you may open as many bonds as you require. You can apply either through our online service or via our postal application service.



1 Year Fixed Rate Bond



2 Year Fixed Rate Bond



3 Year Fixed Rate Bond

Why choose our Savings Bond?

/ Support team based in the UK

We have a dedicated UK based customer support team on hand for any queries you have during your savings journey with us. We place great importance on building a long-lasting relationship with you.

/ Sensible Approach to Saving

​We understand that you have worked hard to build up your savings and you want your money to work for you as best it can. With Sensible Savings we offer a convenient and straightforward way to gain the most from your hard earned money you can choose from our range of fixed-term bonds.

/ Simple and fast application process

With just three simple steps to apply, you can use our online application form to open your single or joint account in less than 5 minutes. Alternatively, if you prefer, you can apply by post by downloading this application form or asking for an application form to be sent to you.

/ Your government-backed guarantee

We are authorised and regulated by the UK’s Prudential
Regulation Authority and Financial Conduct Authority
(PRA and FCA). All investments up to £85,000
(£170,000 for joint accounts) are guaranteed
by the FSCS UK deposit guarantee scheme.
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/ Your benefits

Simple, secure, online application form or postal application if you prefer. Quick approval process. Our best rates for your hard-earned money. No confusing offers – just fixed returns. Save from £5,000 to £500,000. No hidden charges.

How it works

Just three simple steps…

Apply online

Complete your online or postal application.

Fund your account

You have 7 days to fund your account with up to £500,000 per bond.

Sit back and relax!

Relax in the knowledge that your funds are earning interest.